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How to face holiday disasters?

Holidays are a time to switch off, relax and enjoy but what happens when things don’t go to plan? What do you do if you lose your passport or you need medical attention? Protect yourself by knowing how to fix potential issues in advance …or limit damages when it is already done.

You lose your passport

The first thing to do is to fill a police report. To avoid potential language difficulties at the police station, research reliable companies online to find interpretation services. Then head to your nearest embassy or consulate to obtain emergency documentation so you can return home.  One often overlooked but useful tip is to pack a photocopy of your passport’s photo page when traveling as this can speed up the process with the embassy if it’s lost or stolen. In addition, check with your insurance policy before your leave to see if you’re eligible for refunds of any costs incurred.

Your wallet is stolen

Your wallet is stolen

Always start by filing a police report. Then contact your bank or credit card company to have cash advanced; failing that try a wire transfer service.  Another tip is to keep an emergency credit card apart. Opt for a visa debit card that's pre-charged with money, so you don't pay interest on withdrawals. To avoid this happening in the first place, think about wearing a security wallet that goes under your clothes for added safety.

You need medical attention

Don’t take the gamble… always travel with a health insurance card and copies of your travel insurance documents – this may seem an obvious tip but 24% of people in the UK go abroad without any travel insurance. In addition, look into the health situation in the country you are visiting, and contact your country’s embassy or consulate to assist you in locating medical services. If you’re pregnant, be aware that most airline companies won’t not let you travel in week 36 or week 32 if you're pregnant with twins or multiples. 

You’re stranded abroad

In the event of a crisis, such as a natural disaster, it may take some time to get help if infrastructure has been affected. Do your homework in advance and provide your family and friends with your contact details. Advise them to contact your embassy if you are in an area affected by a crisis. 

By preparing yourself in advance and doing your research, you can protect yourself from potential holiday disasters… and take informed steps to deal with problems efficiently.